Saving faith is also a gift of God, wherein the person believes, upon God’s authority, whatever is revealed in the Scriptures concerning the person and work of Christ; receiving Him and resting upon His work alone for justification (full forgiveness) and eternal life. It is wrought in the heart by the Holy Spirit, and is accompanied by all other saving graces, leading to a life of obedience and love for God.
John 1:12; Romans 1:16-17; Ephesians 2:8-9; Hebrews 12:2; James 2:14-26